For OpenCBS alternatives, use a synthetic portfolio and involve finance and compliance owners. This is a high-stakes system, so a UI demonstration is insufficient.
- Model origination, disbursement, repayment, arrears, restructuring, and closure.
- Reconcile balances, interest, fees, and accounting entries at each step.
- Test role separation, approvals, immutable audit records, and corrections.
- Verify reporting, data export, backups, and disaster recovery.
- Obtain jurisdiction-specific regulatory review before a live migration.
Do not migrate customer records until calculations and controls have been independently validated.